Category Archives: Income

Low & Moderate Income Census Tracts; 2017 Update

..  data and tools to analyze characteristics and patterns of census tract geography with a focus on low and moderate income.   See related Web page for more detail.

Of the total 75,883 census tracts for which low and moderate income data were tabulated in the HMDA 2017 data, 6,023 (8.7%) were low income, 16,873 (24.5%) were moderate income, 32,509 (47.1%) were middle income and 19,159 (27.8%) were upper income. See more about these classifications. Find out about your tracts/neighborhoods of interest and how they compare to others using data and tools provided in this section.

Analysis of the low, moderate, middle, and upper income of the population and households by small area geography is important to housing market stakeholders, lenders, investors, cities/neighborhoods and others. Low and moderate income data by block group and census tract are used for compliance, eligibility determination and program performance in many Federal programs and agencies.

• Use the interactive table below to view, query, compare, sort census tracts.
• Use tract estimates & projections to examine changing characteristics.
– extended demographic-economic measures, annual 2010-2022

Low & Moderate Income by Census Tract
The following view shows census tracts designated as low and moderate income (orange fill pattern) in the the Houston, TX MSA (bold brown boundary) area. These are tracts having income level with codes 1 and 2 in the interactive table. A wide range of market insights can be created zoom-in views for counties, cities and neighborhoods and linking these with other data. Make variations of this view using ProximityOne data and tools described in this section.

– View developed using CV XE GIS and related GIS project.

View similar maps for these areas:
.. Atlanta metro
.. Chicago, IL metro
.. Dallas, TX metro
.. Knoxville, TN metro
.. with drill-down views for Knoxville city
.. Los Angeles, CA metro
.. San Francisco, CA metro

Using the Interactive Table
  – Examining LMI Tracts in Your Metro

Use the interactive table to view, query, sort compare tracts based on various demographic and LMI characteristitcs. The following graphic illustrates how the table can be used to view low and moderate income tracts for the Charlotte, NC-SC metro.
– click ShowAll button below table.
– enter a CBSA code in the edit box at right of Find CBSA LMI>.
– click the Find CBSA LMI button.
Resulting display of Charlotte metro LMI tracts only.

– click graphic for larger view.

Join me in a Data Analytics Lab session to discuss more details about accessing and using wide-ranging demographic-economic data and data analytics. Learn more about using these data for areas and applications of interest.

About the Author
— Warren Glimpse is former senior Census Bureau statistician responsible for innovative data access and use operations. He is also the former associate director of the U.S. Office of Federal Statistical Policy and Standards for data access and use. He has more than 20 years of experience in the private sector developing data resources and tools for integration and analysis of geographic, demographic, economic and business data. Contact Warren. Join Warren on LinkedIn.

County 5-Year Trends: Income & Income Inequality

.. tools and data to examine how the U.S. by county household income and income inequality are changing … how is household income changing in counties of interest? What are the trends; what is causing the change? What are the characteristics of income inequality and how is it changing? How might this change impact your living environment and business?

This section provides access to tools and data to examine U.S. by county measures of household income and income inequality between two 5-year periods (2006-10 and 2011-2015). These data can provide insights into how household income and income inequality are changing for one county, a group of counties and the U.S. overall. Use the interactive table to view median household income and measures income inequality for all counties. See more detail about these topics here. Measures of income inequality can be estimates/examined using the Gini Index.

The Gini Index & Measuring Income Inequality
The Gini Index is a dimensionless statistic that can be used as a measure of income inequality. The Gini index varies from 0 to 1, with a 0 indicating perfect equality, where there is a proportional distribution of income. A Gini index of 1 indicates perfect inequality, where one household has all the income and all others have no income.

At the national level, the 2015 Gini index for U.S. was 0.482 (based on 2015 ACS 1-year estimates) was significantly higher than in the 2014 ACS Index of 0.480 (based on 2014 ACS 1-year estimates). This increase suggests that income inequality increased across the country.

Examining Household Income & Income Inequality Patterns & Change
The following two graphics show patterns of the GIni Index by county. The first view is based on the American Community Survey (ACS) 2010 5-year estimates and the second is based on the ACS 2015 5-year estimates. The ACS 2010 estimates are based on survey respondents during the period 2006 through 2010. The ACS 2015 estimates are based on survey respondents during the period 2011 through 2015. One view compared with the other show how patterns of income inequality has changed at the county/regional level between these two 5-year periods.

Following these Income Inequality views are two corresponding views of median household income; using data from ACS 2010 and ACS 2015. Use CV XE GIS software with the GIS project to create and examine alternative views.

Patterns of Income Inequality by County; ACS 2010
The following graphic shows the patterns of the Gini Index by county based on the American Community Survey 2010 5-year estimates (ACS1115). The legend in the lower left shows data intervals and color/pattern assignment

.. view developed with ProximityOne CV XE GIS and related GIS project.

Patterns of Income Inequality by County; ACS 2015
The following graphic shows the patterns of the Gini Index by county based on the American Community Survey 2015 5-year estimates (ACS1115). The legend in the lower left shows data intervals and color/pattern assignment

.. view developed with ProximityOne CV XE GIS and related GIS project.

Patterns of Economic Prosperity by County; ACS 2010
The following graphic shows the patterns of median household income ($MHI) by county based on the American Community Survey 2010 5-year estimates (ACS1115). The legend in the lower left shows data intervals and color/pattern assignment

.. view developed with ProximityOne CV XE GIS and related GIS project.

Patterns of Economic Prosperity by County; ACS 2015
The following graphic shows the patterns of median household income ($MHI) by county based on the American Community Survey 2015 5-year estimates (ACS1115). The legend in the lower left shows data intervals and color/pattern assignment

.. view developed with ProximityOne CV XE GIS and related GIS project.

Join me in a Data Analytics Lab session to discuss more details about accessing and using wide-ranging demographic-economic data and data analytics. Learn more about using these data for areas and applications of interest.

About the Author
— Warren Glimpse is former senior Census Bureau statistician responsible for innovative data access and use operations. He is also the former associate director of the U.S. Office of Federal Statistical Policy and Standards for data access and use. He has more than 20 years of experience in the private sector developing data resources and tools for integration and analysis of geographic, demographic, economic and business data. Contact Warren. Join Warren on LinkedIn.

Tools to Analyze County Demographic-Economic Characteristics

.. demographic-economic characteristics of counties are essential for business development, market analysis, planning, economic development, program management and general awareness of patterns and trends. This section provides access to data and tools to examine these data for all counties in the U.S. This annual update includes geographic area characteristics based on ACS 2015 data.  The tools/data are organized into four related sections summarized below.

1. General Demographics
View interactive table at http://proximityone.com/us155dp1.htm
Patterns of School Age Population by County
Use GIS tools to visually examine county general demographics as illustrated below. The following view shows patterns of percent population ages 5 to 17 years of age by county — item D001-D004-D018 in the interactive table. Create your own views.

… view developed using the CV XE GIS software.

2. Social Characteristics
View interactive table at http://proximityone.com/us155dp2.htm 
Patterns of Educational Attainment by County
– percent college graduate
Use GIS tools to visually examine county social characteristics as illustrated below. The following view shows patterns of percent college graduate by county — item S067 in the interactive table. Create your own views.

… view developed using the CV XE GIS software.

3. Economic Characteristics
View interactive table at http://proximityone.com/us155dp3.htm 
Patterns of Median Household Income by County
Use GIS tools to visually examine county economic characteristics as illustrated below. The following view shows patterns median household income by county — item E062 in the interactive table. Create your own views.

… view developed using the CV XE GIS software.

4. Housing Characteristics
View interactive table at http://proximityone.com/us155dp4.htm 
Patterns of Median Housing Value by County
Use GIS tools to visually examine county housing characteristics as illustrated below. The following view shows patterns median housing value by county — item E062 in the interactive table. Create your own views.

… view developed using the CV XE GIS software.

Join me in a Data Analytics Lab session to discuss more details about accessing and using wide-ranging demographic-economic data and data analytics. Learn more about using these data for areas and applications of interest.

About the Author
— Warren Glimpse is former senior Census Bureau statistician responsible for innovative data access and use operations. He is also the former associate director of the U.S. Office of Federal Statistical Policy and Standards for data access and use. He has more than 20 years of experience in the private sector developing data resources and tools for integration and analysis of geographic, demographic, economic and business data. Contact Warren. Join Warren on LinkedIn.

America’s Cities: Demographic-Economic Characteristics Annual Update

.. tools and data to interactively examine demographic-economic characteristics of America’s 29,321 cities/places .. understanding demographic-economic characteristics of cities and places is essential for business development, market analysis, planning, economic development, program management and general awareness of patterns and trends. This section provides access to data and tools to examine characteristics of all cities/places in the U.S. This annual update includes data for 29,321 cities/places based on ACS 2015 data.

Accessing the Data; Using Interactive Tables
Each of the four links below opens a new page providing access to U.S. by city/place interactive tables — by type of subject matter. Use tools and usage notes below table to select operations to perform queries, sort and select columns.
General Demographics
Social Characteristics
Economic Characteristics
Housing Characteristics

How the the Tables/Data Can be Used
The following table shows data derived from the Economic Characteristics table. The top 10 cities/places having the highest median household income ($MHI) are shown. The table also shows population, median family income ($MFI) and per capita income ($PCI). The $250,000 value is a cap; the actual value is $250,000 or higher. Use the interactive tables to create similar views for states of interest. Use the button below the table to select/view cities within a selected metro. Compare attributes of cities of interest to a peer group based on population size.

Visual Analysis of City/Place Population Patterns
Use GIS resources to visually examine city/place demographic-economic patterns. The following view shows patterns of population percent change by city in the Charlotte, NC-SC metro area.

… view developed using the CV XE GIS software.
… click map for larger view and details.

Related Data
Cities/Places Main Section
Citie Population Estimates & Trends, 2010-15

More About Using These Data
Using ACS 1-year and 5-year data

Join me in a Data Analytics Lab session to discuss more details about accessing and using wide-ranging demographic-economic data and data analytics. Learn more about using these data for areas and applications of interest.

About the Author
— Warren Glimpse is former senior Census Bureau statistician responsible for innovative data access and use operations. He is also the former associate director of the U.S. Office of Federal Statistical Policy and Standards for data access and use. He has more than 20 years of experience in the private sector developing data resources and tools for integration and analysis of geographic, demographic, economic and business data. Contact Warren. Join Warren on LinkedIn.

ZIP Codes with Highest & Lowest Economic Prosperity

.. the latest data for ZIP Code Areas show that eleven had a median household income of $250,000 or more during the period 2011-15. More than 20 ZIP code areas had a median housing value of $2,000,000 or more. Contrast these ZIP code areas with higher economic prosperity with the more than 150 ZIP codes that had a median housing value of less than $30,000.  Use the interactive table in this related Web section to see which ZIPs meet these and other criteria.

ZIP Codes with MHI $100,000 or More; Dallas, TX Metro
Analyzing economic prosperity patterns using combined types of small area geography … the following graphic shows ZIP code areas a red markers with the median household income or $100,000 or more in context of median household income by census tract thematic pattern. Click graphic for larger view with more detail. Expand browser window for best quality view. Use CV XE GIS software and associated GIS project to develop variations of this view for your areas of interest. .

– view developed with CV XE GIS software.

This section reviews measures of economic prosperity for all ZIP code areas. These data were released in December 2016. This section updates with new data December 2017. See the list of all ZIP ccdes showing population, housing and economic characteristics in the interactive table shown below. Use the interactive table to view, rank, compare and query ZIP code attributes.

Examining demographic-economic characteristics by ZIP code is important for several reasons. We are familiar with our own ZIP codes as a geographic location. We tend to be interested in our area compared to other areas. ZIP codes provide an easy way to do that. Also, many secondary data resources are tabulated by ZIP code area; some important data are only available by ZIP code. See more about ZIP Code areas.

Resources & Methods to Examine Small Area Demographics
• See related ZIP Code Demographic-Economic Interactive Tables
  .. extended subject matter
• See related Census Tract Code Demographic-Economic Interactive Tables
• Examine ZIP Code Urban/Rural Characteristics
• Examine ZIP Code Business Establishment patterns
• Examine ZIP Code Housing Price Index patterns
• Join us in the weekly Data Analytics Lab Sessions
  .. reviewing applications using these and related data.

ZIP Code Areas with $MHI $100,000 or More
The following graphic shows ZIP code areas as red markers having median household income or $100,000 or more. Click graphic for larger view with more detail. Expand browser window for best quality view. Use CV XE GIS software and associated GIS project to develop variations of this view; integrate other data; select alternative ACS 2015 subject matter.

– view developed with CV XE GIS software. Click graphic for larger view.

ZIP Code Areas with $MHV Less than $30,000
The following graphic shows ZIP code areas as orange markers having median housing value of less than $30,000. Click graphic for larger view with more detail. Expand browser window for best quality view. Use CV XE GIS software and associated GIS project to develop variations of this view; integrate other data; select alternative ACS 2015 subject matter.

– view developed with CV XE GIS software. Click graphic for larger view.

ZIP Code Areas: Population & Economic Prosperity
  — Interactive Table –
Use the interactive table to view, rank, compare, query ZIP codes based on a selection of demographic-economic measures. The following graphic illustrates how the table can be used to examine patterns of the three digit ZIP code area (San Diego) by 5-digit ZIP code. Table operations are used to select ZIP codes in the 921 3-digit area (containing 39 5-digit ZIP codes). These 39 ZIP code are then ranked in descending order on median household income. See results in the table shown below. ZIP code 92145 has the highest $MHI in this group with $228.036.

– click graphic for larger view.

Try it yourself. Use the table to examine a set of ZIP codes on your selected criteria in for a state/area of interest.

Join me in a Data Analytics Lab session to discuss more details about accessing and using wide-ranging demographic-economic data and data analytics. Learn more about using these data for areas and applications of interest.

About the Author
— Warren Glimpse is former senior Census Bureau statistician responsible for innovative data access and use operations. He is also the former associate director of the U.S. Office of Federal Statistical Policy and Standards for data access and use. He has more than 20 years of experience in the private sector developing data resources and tools for integration and analysis of geographic, demographic, economic and business data. Contact Warren. Join Warren on LinkedIn.

Regional Economic Information System: Annual Updates

.. which counties are experiencing the fastest economic growth? by what economic component? what does this look like on a per capita level?

.. access & analyze economic characteristics and patterns by county and state .. annual time series 1969 through 2015 with projections.  Personal income is the income available to persons for consumption expenditures, taxes, interest payments, transfer payments to governments and the rest of the world, or for saving. Use the interactive table to examine characteristics of counties and regions of interest. The table provides access to 31 personal income related summary measures. These data are a selection of a broader set of annual time series data from the Regional Economic Information System (REIS). REIS is a part of the ProximityOne State & Regional Income & Product Accounts (SRIPA) and Situation & Outlook (S&O) featuring current (2016) estimates and demographic-economic projections. Go to table.

Visual Analysis of Per Capita Personal Income Patterns
The following map shows the Houston metro (view profile) with bold brown boundary. Counties are labeled with county name and 2014 per capita personal income.

Click graphic for larger view. View developed with CV XE GIS software.

Per Capita Personal Income Change 2008-2014 by County
.. relative to U.S 2008-2014 change

Click graphic for larger view. View developed with CV XE GIS software.

Interactive Analysis – County or State Profiles
The following graphic illustrate use of the interactive table to view an economic profile for Harris County, TX. Use the table to examine characteristics of any county or state. Click graphic for larger view.

Interactive Analysis
– comparing per capita personal income across counties
The next graphics illustrates use of the interactive table to rank/compare per capita personal income across counties. Rank/compare states. Choose any of the economic profile items. Click graphic for larger view.

Join me in a Data Analytics Lab session to discuss more details about accessing and using wide-ranging demographic-economic data and data analytics. Learn more about using these data for areas and applications of interest.

About the Author
— Warren Glimpse is former senior Census Bureau statistician responsible for innovative data access and use operations. He is also the former associate director of the U.S. Office of Federal Statistical Policy and Standards for data access and use. He has more than 20 years of experience in the private sector developing data resources and tools for integration and analysis of geographic, demographic, economic and business data. Contact Warren. Join Warren on LinkedIn.

Mapping Census Tract Demographics

.. using visual data analytics and developing business intelligence .. this section provides a 4-step procedure to develop thematic pattern and reference maps for census tracts. The focus of this section is on mapping Census 2010 census tracts using data from the 2014 American Community Survey (ACS2014). A similar set of steps could be followed for Census 2000 tracts with Census 2000 data or Census 2010 tracts with Census 2010 demographics or different vintage ACS data. Steps summarized here can be used with most any Windows-based computer having Internet access. See the related full Web section with more details.

• how do customers and sales relate to market area characteristics?
• is their a better configuration of locations or service areas?
• how can you more effectively examine customer and sales patterns?
• what and where are areas of missed opportunities?

See related sections:
Using GIS & Data Analytics
Mapping Statistical Data

Benefits of this section include providing help for those:
• having a specific interest in mapping census tract demographics.
• with little or no experience in using GIS.
• getting started with CVGIS.

These resources and instructions provide a real, not demo, valuable tool that anyone can use, without fee, to create county by census tract thematic pattern maps. Use any of the “richer” demographic-economic data (not just median household income) from the latest ACS 5-year data (see scope — table shells xls).

The steps described below can be performed with any version of CVGIS, including the no fee version. Start from scratch and develop thematic pattern maps like that shown below. Questions, need help? See the FAQs. Call with questions – 888.364.7656. Or, use this form and put questions in the text section.

While this application is focused on ACS 2014 median household income for Dallas County, TX census tracts, you can follow these steps for other areas and subject matter. In your own applications, choose any ACS subject matter for any county/area of interest. The following view shows the end result of steps described below. Choose your own county of state; choose your own subject matter; select your own colors and labeling; choose your own zoom view; and more. Dallas Metro Situation & Outlook.

Patterns of Economic Prosperity; Dallas County, TX by Tract

Mapping Census Tracts Demographics Steps
These steps should take an inexperienced user 10-15 minutes to develop a new CVGIS project view. Steps can be performed at separate times.
Click on a link to view step-by-step instructions.
1. Install CVGIS
2. Get census tract shapefile
3. Get census tract subject matter data (median household income or other)
4. Create map view(s)

Create your own maps for your own county/tracts for your own subject matter.

Join me in a Data Analytics Lab session to discuss more details about accessing and using wide-ranging demographic-economic data and data analytics. Learn more about using these data for areas and applications of interest.

About the Author
— Warren Glimpse is former senior Census Bureau statistician responsible for innovative data access and use operations. He is also the former associate director of the U.S. Office of Federal Statistical Policy and Standards for data access and use. He has more than 20 years of experience in the private sector developing data resources and tools for integration and analysis of geographic, demographic, economic and business data. Contact Warren. Join Warren on LinkedIn.